Who it's for
- Married couples, civil partners and unmarried couples in England or Wales with similar wishes
- Couples with young children who want to appoint the same guardian
- Couples with complex estates, blended families or care-fee concerns should take advice
What's included
- About this pack — how mirror wills work and why each will is independent
- Combined inheritance tax allowances for married couples (2026) — table
- Will 1 — executors, guardian, gifts (to partner, then children or others), executors' powers, funeral wishes, signing and witness blocks
- Will 2 — the matching will for the second person
Key points covered
- Each person signs their own will in front of two witnesses present at the same time
- Residuary estate to the survivor, subject to a 30-day survivorship condition
- Substitute gift to children (with grandchildren taking a predeceased child's share) or named beneficiaries
- Mirror wills can be changed by either person later — they are not mutual wills
- Married couples and civil partners can combine allowances up to £1,000,000 where conditions are met
Read the guide
Related documents
Questions
Can unmarried couples use mirror wills?
Yes. The wills work for any couple, but the inheritance tax spouse exemption and transferable allowances apply only to married couples and civil partners.
Can one of us change our will later?
Yes. Each will is independent, so either person can make a new will at any time, including after the first death.
Do we need four witnesses?
No. The same two independent witnesses can witness both wills, as long as they are present when each of you signs.
Is this suitable for second marriages with children from earlier relationships?
Often not on its own — the survivor could change their will. Take advice from a solicitor about trust-based wills.
Mirror Wills Pack
£24.99 · Word + PDF · instant download
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