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October 2026 Legal Changes: What Landlords, Employers and Families Need to Know

Longer tribunal time limits, bigger Scottish wrongful termination orders, the PRS Landlord Database, the 6-month unfair dismissal rule and pensions entering the inheritance tax estate — the dates and what to do now.

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Key dates

1 Oct 2026: tribunal time limits 3 → 6 months
6 Oct 2026: Scottish WTOs 3–36× monthly rent
15 Dec 2026: PRS Database regional rollout begins
1 Jan 2027: 6-month unfair dismissal qualifying period

Section 8 Eviction 2026: The Errors Still Circulating After Section 21 Abolition

Section 21 was permanently abolished on 1 May 2026. Multiple published guides now contain incorrect Section 8 guidance — wrong grounds, wrong notice periods, wrong evidence requirements. Here is what the Act actually says.

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Key corrections

No new Section 21 notices from 1 May 2026 — for any tenancy
Ground 1 and 1A notice is 4 months — not 2 months
Ground 8 requires 3+ months arrears at hearing — not just at service
Ground 4A Confirmation Notice must be served before tenancy starts

Pet Request Response Window: 28 Days or 42 Days? What the RRA 2025 Actually Says

Multiple published guides — including at least one major template provider — are stating the pet request response window as 42 days. This is incorrect. The Renters' Rights Act 2025 specifies 28 days. Here's the legislative reference and what happens if you miss it.

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Key facts

Response window is 28 days — not 42
Governed by Section 11 RRA 2025, inserting s.16A Housing Act 1988
Respond in writing within 28 days — refusals must be reasonable
Extendable by 7 days if you ask for more information

Employment Rights Act 2025: The Errors Still Circulating Among UK Employers

Several widely-shared HR guides contain errors about what the ERA 2025 actually changed. SSP waiting days, unfair dismissal dates, family leave qualifying periods — here is what the Act actually says.

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Key corrections

SSP waiting days abolished entirely from 6 April 2026
Paternity leave is a day-one right — 26-week qualifying period gone
Unfair dismissal drops to 6 months from January 2027
NMW rates updated April 2026 — check your contracts

April 2027: Pensions Enter the Estate — What Every UK Saver Needs to Do Now

From April 2027, unused pension pots will be included in your taxable estate for inheritance tax. Millions of UK savers who thought their pension was IHT-free face a significant bill. Here is what changes and what to do now.

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Key facts

Effective 6 April 2027 — defined contribution pensions
Pension joins the taxable estate at 40% IHT
Couples below IHT threshold may now be above it
Update your will and expression of wishes now

Housing (Scotland) Act 2025 — What Scottish Landlords Must Do Before October 2026

The Housing (Scotland) Act 2025 significantly increases WTO penalties from October 2026 — the maximum rises from £3,900 to £30,240 for a £650/month property. Tenancy succession also changes. Here is everything Scottish landlords need to do now.

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Key changes

WTO penalties: max rises from £3,900 to £30,240 from 6 Oct 2026
Succession period: 12 months → 6 months from 6 Oct 2026
Rent challenge window: 21 → 30 days from April 2027
Single joint tenant can end tenancy from April 2027

January 2027: Unfair Dismissal Qualifying Period Drops to 6 Months — What Employers Must Do Now

From 1 January 2027, an employee dismissed in their seventh month can bring an unfair dismissal claim. The two-year qualifying period disappears. Here is what every employer must do before the deadline.

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Key facts

Qualifying period: 2 years → 6 months from 1 January 2027
Month 7 employees can bring tribunal claims
Probationary periods must include proper documentation
Every dismissal needs ACAS Code compliance from month 7

School Absence Letters, Travel Consent and DVLA Letters — The Personal Documents Most People Don’t Know They Need

Most people don’t know a formal letter is required until they are turned away at an airport or issued a penalty notice by the school. Here is what you actually need — and what each document must include.

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Documents covered

School absence — fixed penalty notices from £80
Child travel consent — required by many countries
DVLA letters — Section 94 medical notifications
Statutory declarations — must be witnessed by solicitor

January 2027: Employers Must Tell Workers About Their Right to Join a Trade Union

The Employment Rights Act 2025 creates a duty to give every worker a written statement of their right to join a trade union. The start date has moved from October 2026 to 1 January 2027 (expected).

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Key facts

Expected start: January 2027 (regulations pending)
Applies to all employers — no small employer exemption
Extra 2–4 weeks’ pay if linked to another successful claim
Existing workers expected by 5 April 2027

5 Section 75 Myths That Could Cost You a Refund

Section 75 of the Consumer Credit Act 1974 is one of the most powerful consumer protections in UK law — and one of the most misunderstood. These are the five errors that cause valid claims to fail.

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Common myths busted

You only paid part of it on the card — FALSE
It doesn’t apply overseas — FALSE
Only works if company has gone bust — FALSE
Chargeback is the same thing — FALSE

5 Redundancy Procedure Errors That Create Tribunal Claims

Redundancy procedure errors are the most common cause of unfair dismissal claims. From January 2027, the qualifying period drops to 6 months — making correct process more important than ever.

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Top errors

No genuine pool of selection defined
Subjective selection criteria used
Inadequate individual consultation
SRP calculated incorrectly
Free legal guides — detailed reference on UK law
Employment & HR
Employment Rights Act 2025
What changed and what employers must do now.
Property & Landlord
Assured Periodic Tenancy Guide
What changed on 1 May 2026 and what you need.
Wills & Legal
Inheritance Tax Guide 2026
Thresholds, pension changes 2027, and gifting rules.
Business & Commercial
UK GDPR for Small Business
What your website must have — ICO enforcement rising.
Employment & HR
Redundancy Process 2026
Consultation, selection, statutory pay and appeals.
Family Law
Cohabitation Rights Guide
What unmarried couples actually need to know.
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