Consumer & Complaints

Small Claims Court Guide — England and Wales 2026

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England & Wales · County Court · Updated October 2026

What is the Small Claims Track?

The Small Claims Track is the informal route through the County Court for disputes up to £10,000 (or £1,000 for personal injury and housing disrepair claims). It is designed for people without legal representation. Legal costs are not normally recoverable even if you win, which keeps the stakes lower for both parties.

What you can claim

Before you issue proceedings

Courts expect parties to attempt to resolve disputes before issuing a claim. You should:

Issuing the claim — fees

Claim amountCourt issue fee
Up to £300£35
£300.01 – £500£50
£500.01 – £1,000£70
£1,000.01 – £1,500£80
£1,500.01 – £3,000£115
£3,000.01 – £5,000£205
£5,000.01 – £10,000£455

Issue online at moneyclaims.service.gov.uk — usually faster than a paper claim (the issue fee is the same). If the claim is defended and goes to a hearing, a separate hearing fee is payable, from £27 (claims up to £300) to £346 (over £3,000). Fees are from the court fees list EX50 as updated on 13 July 2026.

The hearing

Small claims hearings are informal. The judge will ask both parties questions and may ask to see documents. You do not need a lawyer. Bring:

Enforcement — when they don't pay

Winning a judgment does not guarantee payment. If the defendant ignores the judgment:

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