Property & Landlord

Dealing with Rent Arrears — Landlord Guide 2026

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England · Renters Rights Act 2025 · Updated October 2026

Prevention first

The most effective approach to rent arrears is preventing them before they start. Key preventative measures:

When rent is late — a step-by-step approach

Keep everything in writing: Every conversation, message, and letter about rent arrears should be documented. You will need this evidence if you go to court.

Section 8 grounds for rent arrears

GroundThresholdNotice periodType
Ground 83+ months arrears at service AND at hearing4 weeksMandatory
Ground 10Any arrears at time of service4 weeksDiscretionary
Ground 11Persistent late payment (even if currently up to date)4 weeksDiscretionary

Always plead Grounds 8 and 10 together. If the tenant pays down arrears below 3 months before the hearing, Ground 8 fails but Ground 10 survives. Using both maximises your chances.

Deposit compliance must be correct: If you have not protected the deposit or served prescribed information correctly, you cannot rely on Ground 8 until this is rectified. Check your deposit compliance before serving any Section 8 notice.

What to do when the tenant ignores the Section 8 notice

If the tenant does not pay the arrears or vacate within the notice period, apply to the County Court for a possession order (form N5 with particulars of claim N119; fee £415). The court will list a hearing. If the tenant fails to attend:

Once you have a possession order and the tenant still does not leave, apply for a Warrant of Possession (bailiff enforcement; fee £152).

Get the Section 8 Eviction Notice Pack

The grounds most private landlords use, as in force from 1 May 2026, including Grounds 8, 10, and 11 for rent arrears, with guidance on evidence required and notice periods for each.

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